Insurance for the self-employed is similar to insurance that is purchased for individuals and many types of small businesses. A self-employed person is typically considered an individual for the purposes of obtaining heath insurance. This means that a self-employed person needs be able to qualify and then afford to purchase an individual health insurance policy. Self-employed individuals have various options for obtaining a health insurance policy which include applying to a state insurance pool or using a high-deductible health plan.

Whether you have been investing into your work 401K or just starting out - finding someone to work with that you trust can be scary. Some basic things to think about.

Tips to lower your insurance bills.